The BEST rates in West Texas!

Shop and compare

There is no better time to compare rates than right now.  If you've been searching for a home in the $200,000 range but fell in love with one that's $240,000, we can help.  If your budget is a little higher and the home of your dreams seems to be just out of reach, we can help. That's right, a better rate, gets you more home with the same or possibly lower payment. First Basin has the lowest home loan rates in West Texas and a package that includes $2,500 in closing cost credits to sweeten the deal.*  

Apply now and lock in a rate for 90 days 

With up to $39,000 in additional buying power, imagine what you can do. Couple our great rate and additional buying power with our "Best Deals" package and you'll see why First Basin is quickly becoming the GO BIG mortgage lender in West Texas.  It's time you flexed your super powers by unlocking more buying power.  You know what they say, go big AND go home!

 

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Home Loan Department - (432) 248-8301

Odessa - Monday to Friday: 8:30 - 5:30 | Midland - Tuesday: 9:30 - 5:00 | Andrews - Thursday: 9:30 - 4:30

Here to Help

A home loan can be overwhelming without the right team helping along the way. To assist our members, First Basin created two helpful documents to guide you through the home buying process. The "Mortgage Checklist" will help eliminate surprises by informing you of everything you might need and the handy "What to Expect" guide takes a step by step look at the process. 

Mortgage Checklist What to Expect

 

In the Homestretch

You've submitted your application, now what? Stay up to date on the status of your existing application, upload necessary documents, and view important messages from our team. Our Mortgage Team is here to help with any questions you may have throughout the home loan process. 

Check Loan Status

*Subject to credit approval. This is not a commitment to lend and not all borrowers will qualify. Rates and terms are subject to change without notice; please contact First Basin Credit Union for current rates and terms. Minimum loan amount is $50,000.  Products and services are only available in Texas in which First Basin Credit Union is licensed. “BEST DEALS” package may come as a combination of a better rate, beating or matching a valid competitor offer, or a combination of the previous.  Some lender closing costs such as origination, processing and underwriting may also be waived. Freezing a rate is only valid for 90 days. Refinancing your mortgage loan to reduce total monthly payments may lengthen the repayment term or increase total interest expense compared with your current situation. LENDER CLOSING COST CREDIT: amount may vary and is subject to borrower’s qualification. Promotional credit amount is based on 1% of loan amount with a maximum credit of $2,500. Offer not valid with land, construction, investment mortgages, mobile homes, or cash out refinances. Credit not applicable towards origination fee, discount points, private mortgage insurance (PMI), condo document or approval fees, homeowner’s association fees, home inspections, costs related to deed changes, prepaid funds for homeowner’s and/or taxes, prepaid interest, funds to establish the member’s homeowners and/or property taxes escrow account, or additional non-standard services requested by the purchaser. Credit will be applied at closing in the amount determined by your loan officer. Rate may increase with this offer. First Basin Credit Union, 7100 E. TX Hwy 191, Odessa, Texas, 79765. Federally insured by NCUA. Equal Housing Lender.  NMLS ID #486250.